Checklist
New homeowner insurance checklist
Set up the right coverage when you buy a home.
- Get a rebuild-cost estimate for dwelling coverage
- Decide replacement cost vs actual cash value
- Add riders for jewelry or collectibles
- Check flood and earthquake exposure
- Ask about bundling with auto
- Confirm the insurer is licensed in your state
General guidance only. Your situation may need extra steps — when in doubt, contact a licensed agent or your state department of insurance.